Core Lending Software · NBFC · HFC · Microfinance

FinCore: Disburse faster.
Collect smarter.
One lending platform.

R2S FinCore runs your entire loan lifecycle: LOS, LMS, Co-lending, Accounting, Collections and HRMS for NBFCs, HFCs and Microfinance.

RBI-CompliantAPI-FirstCloud or On-PremiseGo-Live in Weeks

Free demo · No commitment · Response in 2 hrs

25+Lenders Served
6Lending Modules
10+Years of Experience
100+APIs
KYC verified · LN-2482Aadhaar e-KYC · just now
Live loan journey
TAT 4 min 12 sec
Lead
e-KYC
Credit
Sanction
Disburse
LN-2481 · Vehicle Loane-KYC ✓ · Credit check in progress · Sanction next
₹4,50,000
Co-lending split
Bank 80% · NBFC 20%
Active loans
1,248
▲ 86 EMIs due today
MTWTFSS
Collection
₹6.1L
collected today
PAR 30: 2.1%
e-NACH
96%
success rate
EMI received · LN-1904e-NACH auto-debit · just now
Loan servicing cycle
Auto-reconciled
Disburse
EMI due
Payment
Bucket
Closure
LN-1904 · Home LoanEMI 14 of 180 · Receipt posting · Schedule updated
₹32,450
Principal vs interest
Principal 62% · Interest 38%
EMIs due
86
▲ 61 received so far
MTWTFSS
Collection efficiency
94%
this month
Foreclosures: 12
Restructured
2.4%
of portfolio
Settlement matched · T+1Bank + NBFC · just now
Co-lending flow
Auto settlement
Eligibility
Split
Disburse
Settle
Report
LN-3312 · MSME LoanSplit applied · Partner bank settlement pending
₹12,00,000
Co-lending split
Bank 80% · NBFC 20%
Co-lent loans
342
▲ 18 added this week
MTWTFSS
Settlement match
99%
auto-reconciled
Partner banks: 4
Settled T+1
97%
on time
₹18,200 collectedField app · geo-tagged · just now
Collection workflow
Bucket-wise
Bucket
Assign
Visit
Receipt
Deposit
Bucket 1–30 · 86 accountsAgent assigned · Visit in progress · Receipt next
₹6.1L
Recovery today
Recovered 92% · Pending 8%
Field agents
214
▲ 186 active now
MTWTFSS
Collection
₹6.1L
collected today
PAR 30: 2.1%
e-NACH
96%
success rate
Voucher JV-7731 postedAuto-posted · GL balanced
Accounting flow
Auto-posting
Entry
Auto-post
GL
GST / TDS
Reports
Voucher JV-7731 · Interest accrualAuto-posted · GST and TDS computed
₹4,50,000
Debit = Credit
Balanced 100%
Vouchers posted
2,480
▲ 100% auto-posted
MTWTFSS
Reconciled
99%
bank and GL
Open items: 14
GST returns
Ready
this month
Payslips sent to 203 staffPF · ESI · TDS done
Branch payroll
Monthly cycle
Attendance
Leave
Payroll
PF / ESI
Payslip
Branch payroll · Monthly cycleAttendance synced · PF, ESI and TDS computing
Ready ✓
Branches processed
24 of 26 branches
Present today
186
▲ 9 on leave
MTWTFSS
Payroll
203
employees processed
Payslips emailed
Attendance sync
99%
on time
Aadhaar e-KYCCIBIL / CRIFe-NACHUPIAccount Aggregator Digital Sign

Everything a lender needs, in one suite

View all modules →

R2S FinCore Support 15+ Loan Products

From retail and gold loans to microfinance and supply chain financing, FinCore runs each product from lead to closure on the same LOS and LMS.

Home LoanPurchase, construction and improvement
Loan Against PropertySecured by residential or commercial property
Vehicle LoanCars, two-wheelers and commercial vehicles
Gold LoanValuation, vaulting and auction handling
Personal LoanInstant approval with e-KYC and bureau checks
Microfinance / Quick LoanGroup and individual loans, fast disbursal
Education LoanTuition, living costs and moratorium cycles
Co-lendingBank and NBFC splits with auto settlement
Why R2S FinCore

Not just another lending software.
A complete modern lending platform.

One suite, not five tools

LOS, LMS, Co-lending, Accounting, Collections and HRMS share one database. No syncing, no reconciliation gaps.

Co-lending built in

Bank and NBFC splits, auto settlement and reports are part of the core, not a paid add-on.

Custom-built for you

Our own engineering team tailors workflows, products and reports to how your lending business runs.

Compliance and integrations ready

RBI-aligned processes, API-first design, e-KYC, bureau, e-NACH and UPI connections, on cloud or on-premise.

CapabilityR2S FinCoreTypical LMS vendor
LOS and LMS on one platformR2S FinCoreSeparate products or vendors
Co-lending with auto settlementR2S FinCoreAdd-on or manual spreadsheets
Accounting with auto-postingR2S FinCoreManual entries or separate ERP
Field collections app and e-NACHR2S FinCoreLimited or third-party
HRMS for branch staff includedR2S FinCoreNot included
Custom workflows by our own teamR2S FinCoreFixed product, slow change requests
Cloud or on-premise, go-live in weeksR2S FinCoreLong implementation cycles

About Us

READY2 IT SOLUTION PRIVATE LIMITED, founded in 2020, is a technology partner dedicated to the Fintech and Infrastructure sectors. We specialize in Core Lending Solutions for NBFCs, HFCs & Microfinance Institutions, and ERP-CRM Platforms for Civil & Infra Companies — backed by custom software development, cross-platform mobile apps, cloud data migration, and analytics. Our core services include-

  • Lending & ERP Platform Development — Web and mobile applications built specifically for NBFCs, HFCs, and Civil/Infra businesses.
  • Legacy System Modernization — Upgrading outdated loan systems and ERP setups into modern, cloud-ready applications.
  • Enterprise Data Warehousing & Migration on Azure & AWS for financial portfolios and project data.
  • Analytics Dashboards & Reports for loan performance, collections, NPA tracking, and infra project cost/progress insights.
  • IT Consulting & Technology Partnerships.
  • A Dedicated Team of Data Engineers, Full-Stack Developers, Android & iOS Developers, SQL Developers, and Business Analysts — with domain expertise.

R2S FinCore- We provide a core lending management solution for NBFCs, HFCs, and Microfinance Institutions, including: -
   • Loan Origination System (R2S LOS)
   • Loan Management System (R2S LMS)
   • Loan Co-Lending Solution
   • GL & Loan Accounting Solution
   • EMI Collection Solution
   • CKYC Generation Solution

R2S ERP & CRM- We alos providing complete ERP & CRM solution for Civil and Infra Companies, in affordable cost, thats including-
   • HRMS (Hire to Retire) with Automate Payroll Processing
   • Projects, Clients & Vendors Onboarding & Work Order Management
   • Inventory & Procurement Solution With Multipe Warehouses
   • Asset Management & Tracking
   • GST Invoicing, Vendor Bills and Payments Management.

Know More
Ready2 IT Solution client meeting and consulting
0+

Happy Clients

0k

Customers handled

0k+

No. Of Loans handled

0B+

Loan Size Handled

Services We Provide

We will take care of your enterprise needs, so you can concentrate on managing your business. We deliver innovative technology solutions

Our Integration Partners

Credit Bureaus & KYC Solutions

Enable faster, secure customer verification with integrated Credit Bureau checks and digital KYC solutions. Reduce onboarding time while ensuring regulatory compliance and accurate risk assessment.

Credit Bureau Partner
Credit Bureau Partner
Credit Bureau Partner
Experian Partner
Payment Infrastructure

Simplify digital payments with reliable payment gateway integrations and automated transaction processing. Ensure faster settlements, enhanced security, and uninterrupted financial operations.

Payment Partner
Payment Partner
Payment Partner
Digital Signatures

Digitally sign loan documents anytime, anywhere with a secure and compliant e-signature solution. Improve customer experience while streamlining the entire loan lifecycle.

eSign Partner
E-Nach Mandate & BBPS

Automate EMI collections with e-NACH mandates and simplify bill payments through BBPS integration. Improve payment success rates while reducing manual follow-ups.

Analytics Partner
Analytics Partner
Analytics Partner

Testimonials

What Our Clients Says

Our Products

  • All
  • Lending Management
  • ERP Solution
  • HRMS SOFTWARE
LOS- Loan Origination System

LOS- Loan Origination System

LOS

LMS- Loan Management System

LMS- Loan Management System

LMS

Complete ERP Solution

Complete ERP Solution

Infra & Civil Companies

Loan Origination System App

Loan Origination System App

LOS Mobile App

EMI Collection System

Loan Collection System

EMI Collection

HRMS- Hire-to-Retire

HRMS- Hire-to-Retire

HRMS

Contact Us

Offices Address

Corp. Add.: 310, 3rd Floor, Bansal Tower, Amrapali Marg, Vaishali Nagar, Jaipur -302021

Reg. Add.: 191- Loins Lane, Study Park, Vaishali Nagar, Jaipur, Rajasthan, India.

Call Us

+91 941 428 2404

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